We may earn money or products from the companies mentioned in this post. This means if you click on the link and purchase the item, I will receive a small commission at no extra cost to you ... you're just helping re-supply our family's travel fund.
As intrepid travelers explore the world, they often lean on a travel credit card to earn points and miles, amplifying the joy of their experiences. The journey to find the ideal travel credit card is one filled with many choices, each promising unique rewards and benefits. In the following article, we dive deeper into the best travel credit card to have, revealing the top 10 contenders that offer a harmonious blend of rewards, perks, and advantages.
The Platinum Card from American Express
For those who embody the spirit of travel, The Platinum Card® from American Express is a compelling choice. Known for its unparalleled 5X Membership Rewards® points on flights and prepaid hotels through amextravel.com, the card lavishes members with an inviting sign-up bonus upon meeting the initial spending criteria. Add in airport lounge access across the globe, and $200 airline fee credit, and you have a card designed for the globe-trotter. Keep in mind, however, the substantial annual fee, which requires a dedicated traveler to extract its full value.
Chase Sapphire Reserve
Unleashing a surge of benefits for travel and dining, the Chase Sapphire Reserve® offers 3X points on both categories, with an impressive 50% boost in value during redemption through the Chase Ultimate Rewards® portal. Coupled with robust travel insurance and protection, it fosters peace of mind while you roam. Although the annual fee is quite steep, savvy travelers can offset this cost through the card’s $300 travel credit and other benefits. If you’re a business owner, I recommend this Chase Business Card.
Capital One Venture Rewards Credit Card
Delivering a broad vista of redemption options, the Capital One Venture Rewards Credit Card stands tall with its user-friendly miles program. I was at a travel blogging conference, and we’d all gone out to a bar after, and every single one of us had our blue Venture card at check out. It was pretty funny. Every purchase earns 2X miles, making it an optimal choice for those seeking simplicity. While the annual fee is modest, the lack of bonus categories may leave some reward-chasers wanting.
Citi Premier Card
Offering an enticing array of bonus categories, the Citi Premier® Card tempts travelers with 3X points on a range of expenses, from restaurants and supermarkets to air travel and hotels. The cherry on top? No foreign transaction fees and an impressive points transfer program. However, the card might not suit those preferring direct airline and hotel redemptions, as it requires conversions via the ThankYou® Points program.
Marriott Bonvoy Boundless Credit Card
Hotel enthusiasts will find a faithful companion in the Marriott Bonvoy Boundless™ Credit Card. With up to 17X Bonvoy points at Marriott Bonvoy hotels and automatic Silver Elite Status each year, it’s a passport to exclusive experiences. The card’s strength lies in synergizing with Marriott’s loyalty program, but travelers not committed to the Marriott brand may find their rewards potential limited.
Delta SkyMiles Platinum American Express Card
As a trusted ally for Delta aficionados, the Delta SkyMiles® Platinum American Express Card rewards you with 3X miles on Delta purchases and at hotels. Perks like a free checked bag on Delta flights and priority boarding amplify its allure. While the card is a gem for frequent Delta flyers, those favoring other airlines might find it less attractive.
Hilton Honors American Express Aspire Card
For the discerning traveler partial to Hilton, the Hilton Honors American Express Aspire Card is a veritable treasure trove. Its 14X Hilton Honors Bonus Points on eligible purchases within the Hilton Portfolio and complimentary Diamond status can transform hotel stays into luxury retreats. However, its high annual fee requires users to leverage these rich benefits regularly for it to be cost-effective.
The Platinum Card from American Express for Schwab
Exclusively designed for Schwab clients, this version of the Platinum Card® offers the ability to redeem Membership Rewards® points as deposits into a Schwab account. Add in the regular Platinum Card’s generous travel benefits, and you have a robust contender. Its utility, however, is understandably limited to Charles Schwab clients.
Southwest Rapid Rewards Plus Credit Card
The Southwest Rapid Rewards Plus Credit Card shines for its loyalty, allowing earned points to count towards the coveted Companion Pass. While its 2X points on Southwest® purchases and partner hotels and car rentals are appealing, it might not provide as much value for those whose travel extends beyond the Southwest network.
United Explorer Card
United loyalists will find a friend in the United℠ Explorer Card. With 2X miles on restaurants, hotels, and United purchases, it’s a dependable ally for accruing points. Despite its appealing benefits, such as a free checked bag and application fee credit for Global Entry or TSA PreCheck, the card’s rewards may seem limited to those who don’t regularly fly with United.
Best Travel Credit Card Conclusion
The pursuit of the perfect travel credit card is a journey in itself, and the destination varies from one individual to another. As you venture forth armed with insights about these top-tier travel credit cards, remember that the best choice aligns seamlessly with your lifestyle, preferences, and travel aspirations. Here’s to a world of experiences waiting to be explored and enjoyed – Bon Voyage!