The 10 Biggest Wastes of Money on Any Cruise Vacation

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A large white cruise ship named Explorer of the Seas sailing on calm blue waters under a clear sky
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Cruises are packed with fun, but hidden costs can drain your budget fast. From overpriced add-ons to unnecessary extras, many passengers overspend without realizing it. Knowing what to skip can save you money while still enjoying all the essentials. Here are the ten biggest wastes of money on any cruise vacation and how to avoid falling into these costly traps during your trip.

Specialty Dining

Two women enjoying food and drinks at a lively restaurant, seated at a table with glasses, plates, and condiments in a warmly lit dining atmosphere
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Included dining rooms already serve excellent meals, yet many overspend at specialty restaurants nightly. While they offer variety, the added cost rarely matches the difference. Save premium dining for one or two special nights. The included options are more than enough for quality and taste, letting you enjoy great food without burning through your budget or paying extra unnecessarily throughout your trip.

Drink Packages

A group of friends sitting around a table, holding glasses of beer and smiling, enjoying drinks and conversation together.
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Drink packages often cost more than you’ll use unless you consume heavily. Free beverages like water, tea, and coffee cover basics. Paying per drink may be cheaper if you don’t drink daily cocktails or sodas. Analyze your habits before buying. Packages can seem convenient, but easily become one of the biggest wastes of money if they don’t match how much you realistically drink on board during your trip.

Shore Excursions

A serene beach with turquoise waves gently rolling onto the soft sandy shore, bordered by rocky outcrops and a distant rock formation.
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Cruise-booked excursions are often overpriced compared to local tours. Research independent operators at each port for cheaper, smaller group experiences. These options offer flexibility and better value if you plan ahead. Ensure timing matches the ship’s schedule to avoid being left behind. Booking outside the cruise line helps you see more, spend less, and enjoy authentic adventures without paying inflated onboard prices for similar activities.

Spa Treatments

 A woman lying on a massage table with a white towel, receiving a relaxing shoulder massage in a bright spa setting.
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Onboard spa services are luxurious but highly overpriced. Massages and facials cost far more at sea than they do ashore. Consider booking treatments at port locations instead, where prices are lower and services are just as relaxing. This allows you to indulge without overspending. Save the onboard spa for special occasions only if you’re willing to pay a premium for sheer convenience during your cruise vacation.

Souvenirs

A small kiosk shop with a green sign labeled "Kiosk Press," displaying newspapers, snacks, cotton candy, and ice cream outside.
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Onboard gift shops sell items at inflated prices. From T-shirts to toiletries, you’ll find better deals ashore or online. Skip impulse shopping and focus on unique local souvenirs from port stops instead. They’re usually cheaper and more memorable. Avoid wasting money on generic items you could buy anywhere. Waiting until you’re on land or shopping pre-cruise saves you money and keeps your budget intact.

Wi-Fi Packages

A white TP-Link Wi-Fi router with three antennas and a power adapter placed on a bright yellow background
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Cruise Wi-Fi is slow and costly. Premium packages can rival home internet prices yet deliver poor speed. Unless you need constant work access, stick to basic plans or disconnect completely. Use port cafes or terminals for cheaper or free connections. Paying high rates on board for unreliable service is one of the worst wastes of money on any cruise vacation for most passengers overall.

Photos

: A man wearing sunglasses and a beanie takes a photo or video with his smartphone outdoors near a large structure during sunse
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Ship photographers take countless pictures, but buying them is pricey. Photo packages cost hundreds, and individual prints aren’t cheap. Instead, use your own camera or phone to capture memories. If you want a professional shot, wait until the trip’s end to pick your favorite. Skip buying every staged picture and save money while still bringing home plenty of great moments from your cruise vacation.

Casino Spending

Three people enjoy a casino game at a table, smiling and surrounded by poker chips in an elegant room with chandeliers and slot machines.
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Cruise casinos lure guests with flashy lights, but odds favor the house. Small bets for fun are fine, but set strict limits. It’s easy to overspend chasing wins you likely won’t get. Free entertainment options onboard provide better value without risking your wallet. Remember, casinos exist to profit from passengers, making them one of the most avoidable wastes of money at sea overall.

Over-Tipping

A large white cruise ship docked at a port with multiple decks, lifeboats, and colorful flags strung across the top under a clear sky.
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Cruise fares already include gratuities, but many guests over-tip out of guilt. While rewarding standout service is fair, tipping extra unnecessarily adds up. Know what’s covered so you don’t pay twice. Stick to the guidelines and tip beyond that only for exceptional help. Understanding tipping policies helps control spending while ensuring you still show appreciation appropriately without draining your budget during your cruise vacation.

Onboard Laundry Services

More details Laundry basket filled with dirty laundry
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Laundry on a cruise can cost as much as a fine-dining meal. Per-item pricing adds up fast, especially for families or long sailings. Instead, pack a small bottle of travel detergent and use your cabin sink or the ship’s self-service machines if available. Some lines offer mid-cruise laundry specials—wait for those deals. With a little planning, you can stay fresh without paying premium rates for basic wash and fold services.

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